Our branches will be closed Monday, October 12th in observance of Columbus Day. | LOBBIES NOW OPEN!!! |   CLICK HERE for the most recent updates related to our credit union and the COVID-19 pandemic.
Please Note: Our members have been receiving calls from someone stating they are with Heart O’ Texas fraud department” or “Heart O’ Texas Federal Credit Union or Bank” asking them to withdraw a large amount of money and have it put on a game card, or Visa/Mastercard. At times fraudsters are asking our members for full social security number, and DOB, previous addresses or old vehicles owned in the past or act as though they already have their information. They are also being tracked when on the phone. We will NEVER call and ask you to withdraw money from your account and place it on a game card, gift card, pre-paid debit card or any other type of card.

Savings Accounts

Photo of Savings Jars

Regular Savings Account

No Monthly Service Fee

  • $25 minimum to open
  • Access to telephone banking service
  • Access to Online Banking
  • $25 minimum balance required
  • ATM Card ($1.95 Monthly Fee)
  • Dividends; $200 minimum account balance to earn dividends

Christmas Club Savings Account

No Monthly Service Fee

  • $25 minimum to open
  • Access to telephone banking service
  • Access to Online Banking
  • $25 minimum monthly deposits required
  • Dividends paid on account balance
  • Non-transaction account

 

Jr. Executive Savings Account

No Monthly Service Fee

  • $5 minimum to open
  • Must be 0-17 years of age
  • Access to telephone banking service
  • Access to Online Banking
  • $5 minimum balance required
  • Dividends paid on account balance
  • 3 withdrawals permitted; per month
  • Earn cash rewards for good grades
  • Free ATM Card

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