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Online Loan Payments

We are happy to announce we are now offering a convenient method for members who would like to make loan payments using their non-HOTFCU Debit (Visa, MC & Discover) & Credit (MC & Discover) card. Please review the list below for your new payment options.

  • Automated Schedule Recurring Payments – When using the new service, Automated Card payments may be signed up for online. A convenience fee will not apply for scheduled recurring payments when using this service.
  • Telephone Payments – Payments using non-HOTFCU debit cards and credit cards (listed above) may be made over the phone by calling us at 254-751-1622 during normal business hours. A convenience fee of $8 will apply.
  • Internet/Online Payments using the new system – Card payments may be made online 24/7/365 by logging into the payments website. A convenience fee of $8 applies to each transaction.

In order to provide the payment options above, we are using an outside processing company called RePay. Effective March 15th , one-time internet Card payments & over the phone payments utilizing this system will incur a convenience fee of $8 which will be added to the transaction. This fee goes directly to the outside processing company.

Don’t want to pay a fee? Remember loan payments can be made without a fee by:

  • In Person, Mail or ACH from an outside financial institution – Payments may be made in person, mailed, by ACH or by using the night drop at any of our locations. NO FEE
  • Payments made over the phone using your HOTFCU account for loan payments -Payments may be made by calling the credit union to use your HOTFCU checking, savings or money market account. NO FEE
  • Mobile Deposit – Loan payments may be made using our mobile deposit service. NO FEE
  • Transfers via Online Banking and Mobile Banking – Loan payments may be made using HOTFCU Online Banking or Mobile Banking. NO FEE

If you have any questions concerning this new service or have questions about how to enroll, please contact us at 254-751-1622 or stop by one of our branch locations for further assistance.

Thank you for being a Heart O’ Texas Federal Credit Union Member!

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