The Killeen branch will have temporary hours  January 19th - January 22nd from 9:00am - 5:30pm. Saturday 9:00am- 12:00. | Waco & Killeen lobbies are currently closed. Full service is available through the drive-thru. | The Cove ATM has been vandalized and is currently down. The incident is under investigation. We apologize for this inconvenience. |CLICK HERE for the most recent updates related to our credit union and the COVID-19 pandemic.

Online Banking

The Heart O' Texas Federal Credit Union now offers its members secure on-line banking using a connection to the Internet. Call the Credit Union today and we will give you the information needed to use this new service, or click below to log in.

  • Easy and Quick Transfers
  • Cleared Checks
  • Personalize each account
  • Update your personal contact information
  • E-Statements
  • E-Lerts
  • Email Notices
  • 18 Months of statements available
  • Account Nicknames
  • Account History
  • Withdrawl request by check
  • Print out check copies

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