
Home Equity Loans
Tap into your home's equity! Pay for home improvements, college tuition, debt consolidation, dream vacation or any other expense.
- Low Annual Percentage Rates
- Paid in one lump sum
- Borrow up to 80% of your home's value
- Low, fixed interest rates
- Interest may be tax deductible1
- No application fees
- Convenient payment options
*Heart O’ Texas Federal Credit Union is an Equal Housing Lender. HOTFCU home equity loans available only in Texas. *APR=Annual Percentage Rate. All loans subject to application, credit qualification, income verification; additional evaluation and verification criteria may apply. Rates, terms and conditions are subject to change at any time without notice. Other restrictions may apply. 1) Consult a tax advisor regarding the deductibility of interest. Lending in accordance with state of Texas Guidelines. Texas homestead properties are limited to 80% combined loan to fair market value for home equity financing. NMLS#616262
