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We will be closing at 4:00pm today, January 30th due to weather conditions. Please check our website for updates regarding Tuesday, January 31st and Wednesday, February 1st. Stay safe and warm!!!

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Heart O' Texas Federal Credit Union has plenty of options with flexible terms and competitive interest rates available.

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Need a loan? Apply Today!

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Heart O Texas Federal Credit Union Waco, Texaes - CDFI Certified

Heart O' Texas Federal Credit Union NMLS# 616262

Heart O' Texas Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800.555.1234 or 800.555.1235. All products and services available on this website are available at all Heart O' Texas Federal Credit Union branches.

Cookies - The Credit Union uses "cookies" as part of its website interface. A "cookie" is a small file that is placed on the user's computer. While it contains no member information, it identifies the member's computer and allows the Credit Union to measure usage of the website and customize the website experience.

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