Attention: First-Time Car Buyers

HOTFCU will match up to $2,500 of your down payment!

We understand that purchasing a first car is an important milestone on any financial journey. We’re here to partner alongside you! For a limited time, we’re offering a special deal for FIRST-TIME car buyersWe will match up to $2,500 of your initial down payment on your first vehicle purchase!

Having a reliable car is important. If you plan to
purchase your first car soon, let HOTFCU help you with the process!


It’s easy – simply follow these steps:

  1.  Locate and test drive your first car.
  2.  Contact HOTFCU about qualifying for a loan and matching your down payment up to $2,500.
  3.  Drive off the lot knowing you got the best deal possible!

*APR = Annual Percentage Rate. All terms and conditions are subject to credit approval. Current HOTFCU loans are NOT available for this offer. Rates are subject to change without notice. Terms are from 36 -72 months. Annual Percentage Rate ranges from 5.75% APR-17.99% APR. Your rate will be based on credit worthiness and term. Payment Example: $25,000 with a term of 60 months at 5.75% APR = $480.42 per month.

Need a loan? Apply Today!

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