Checking Accounts

Photo of Debit Card Usage in Storefront

GEM Checking

$9.75 Monthly Service Fee

  • $25 minimum to open
  • Access to Audio Response
  • Access to Online Banking
  • No minimum balance required
  • Debit Card; No Monthly Fee
  • Dividends paid on checking account balance
  • Free notary service
  • Account history print out; one free per quarter
  • Unlimited Transactions
  • Unlimited Check Writing
  • Free Checks
  • Free stop payment; One per quarter
  • Free check copy; One per quarter
  • Travelers Checks; No issue fee
  • Accidental Death and Dismemberment Coverage
  • Key ring registration
  • $100.00 emergency cash if you are stranded more than 100 miles from your home (as an interest free loan from your Credit Union)
  • Emergency Data Card
  • Laminated luggage tags
  • Emergency travel tickets provided should your tickets be stolen or lost (as an interest free loan from your Credit Union)

Hotline Checking

$5.00 Monthly Service Fee

  • $25 minimum to open
  • Access to Audio Response
  • Access to Online Banking
  • No minimum balance required
  • Debit Card; No Monthly Fee
  • Dividends paid on checking account balance
  • Free notary service
  • Account history print out; one free per quarter
  • Unlimited Transactions
  • Unlimited Check Writing

 

 

 

 

 

 

 

 

 

Free Checking

No Monthly Service Fee

  • $25 minimum to open
  • Access to Audio Response
  • Access to Online Banking
  • No minimum balance required
  • Debit Card ($1.95 Monthly Fee)
  • Dividends paid on checking account balance
  • Free notary service
  • Maximum 50 transactions; per month

 

 

 

 

 

 

 

 

 

 

 

 

Safe Asset Money Market

No Monthly Service Fee

  • $2,500 minimum to open
  • $2,500 minimum balance required
  • Access to Audio Response
  • Access to Online Banking
  • Dividends paid on checking account balance
  • Unlimited Check Writing