Online BankingChecking Accounts
GEM Checking
$9.75 Monthly Service Fee
- $25 minimum to open
- Access to telephone banking service
- Access to Online Banking
- No minimum balance required
- Debit Card; No Monthly Fee
- Dividends; $750 minimum account balance to earn dividends
- Free notary service
- Account history print out; one free per quarter
- Unlimited Transactions
- Unlimited Check Writing
- Free Checks
- Free stop payment; One per quarter
- Free check copy; One per quarter
- Travelers Checks; No issue fee
- Accidental Death and Dismemberment Coverage
- Key ring registration
- $100.00 emergency cash if you are stranded more than 100 miles from your home (provided as an interest free loan from HOTFCU)
- Emergency Data Card
- Laminated luggage tags
- Emergency travel tickets provided should your tickets be stolen or lost (provided as an interest free loan from HOTFCU)
Hotline Checking
$5.00 Monthly Service Fee
- $25 minimum to open
- Access to telephone banking service
- Access to Online Banking
- No minimum balance required
- Debit Card; No Monthly Fee
- Dividends; $750 minimum account balance to earn dividends
- Free notary service
- Account history print out; one free per quarter
- Unlimited Transactions
- Unlimited Check Writing
Basic Checking
No Monthly Service Fee
- $25 minimum to open
- Access to telephone banking service
- Access to Online Banking
- No minimum balance required
- Debit Card ($1.95 Monthly Fee)
- Dividends; $750 minimum account balance to earn dividends
- Free notary service
- Maximum 50 transactions; per month
Safe Asset Money Market
No Monthly Service Fee
- $2,500 minimum to open
- $2,500 minimum balance required
- Access to telephone banking service
- Access to Online Banking
- Dividends; $2,500 minimum account balance to earn dividends
- Unlimited Check Writing
