LOBBIES NOW OPEN!!! |   CLICK HERE for the most recent updates related to our credit union and the COVID-19 pandemic.
Please Note: Our members have been receiving calls from someone stating they are with Heart O’ Texas fraud department” or “Heart O’ Texas Federal Credit Union or Bank” asking them to withdraw a large amount of money and have it put on a game card, or Visa/Mastercard. At times fraudsters are asking our members for full social security number, and DOB, previous addresses or old vehicles owned in the past or act as though they already have their information. They are also being tracked when on the phone. We will NEVER call and ask you to withdraw money from your account and place it on a game card, gift card, pre-paid debit card or any other type of card.

Branch Locations & Hours

Waco Office

1-800-817-1622 or 254-751-1622
Fax  254-751-1141

7500 Imperial Drive
Waco, Texas 76712

Lobby Hours

9am to 5pm, Mon - Thurs
9am to 5:30pm, Fri

Drive Thru Hours

8am to 5:30pm, Mon - Fri
9am to 12pm, Saturday

 

L-3 Office

*Restricted Access

L-3 Employees Only

254-799-5923
Fax  254-799-6319

7412 Maehr Road
Waco, Texas 76705

Lobby Hours

9am to 5pm, Mon. Wed. Fri.
Closed 1pm - 2pm for Lunch
*Closed Tuesday & Thursday

Drive Thru Hours

9am to 5pm, Mon. Wed. Fri.
Closed 1pm - 2pm for Lunch
*Closed Tuesday & Thursday

Killeen Office

254-634-7722
Fax  254-634-8001

1612 S. Ft. Hood St. (Hwy 195)
Killeen, Texas 76542

Lobby Hours

9am to 5pm, Mon - Thurs
9am to 5:30pm, Fri

Drive Thru Hours

8am to 5pm, Mon - Thurs
8am to 5:30, Fri
9am to 12pm, Saturday

 

Copperas Cove ATM Only

Photo of HOTFCU Copperas Cove Location

24 Hour ATM Available

2410 Business Hwy 190
Copperas Cove, Texas 76522

Office at this location is permanently closed. ATM only.

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