The Killeen branch will have temporary hours January 19th - January 22nd from 9:00am - 5:30pm. Saturday 9:00am- 12:00. | Waco & Killeen lobbies are currently closed. Full service is available through the drive-thru. | The Cove ATM has been vandalized and is currently down. The incident is under investigation. We apologize for this inconvenience. |CLICK HERE for the most recent updates related to our credit union and the COVID-19 pandemic.

Branch Locations & Hours

Waco Office

Photo of HOTFCU Waco Location

1-800-817-1622 or 254-751-1622
Fax 254-751-1141

7500 Imperial Drive
Waco, Texas 76712

Lobby Hours

9am to 5pm, Mon - Thurs
9am to 5:30pm, Fri

Drive Thru Hours

8am to 5:30pm, Mon - Fri
9am to 12pm, Saturday

L-3 Office

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*Restricted Access

L-3 Employees Only

254-799-5923
Fax 254-799-6319

7412 Maehr Road
Waco, Texas 76705

Lobby Hours

9am to 5pm, Mon. Wed. Fri.
Closed 1pm - 2pm for Lunch
*Closed Tuesday & Thursday

Drive Thru Hours

9am to 5pm, Mon. Wed. Fri.
Closed 1pm - 2pm for Lunch
*Closed Tuesday & Thursday

Killeen Office

Photo of HOTFCU Killeen Location

254-634-7722
Fax 254-634-8001

1612 S. Ft. Hood St. (Hwy 195)
Killeen, Texas 76542

Lobby Hours

9am to 5pm, Mon - Thurs
9am to 5:30pm, Fri

Drive Thru Hours

8am to 5pm, Mon - Thurs
8am to 5:30, Fri
9am to 12pm, Saturday

Copperas Cove ATM Only

Photo of HOTFCU Copperas Cove Location

24 Hour ATM Available

2410 Business Hwy 190
Copperas Cove, Texas 76522

Office at this location is permanently closed. ATM only.

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