Our Promise

Vision Statement
To be a premier financial institution that offers lifelong partnerships to our members and communities by providing economic security, and creating partnerships in the Greater Central Texas area.

Mission Statement
The Heart O’ Texas Federal Credit Union is dedicated to addressing our members financial needs by providing superior financial services in the Greater Central Texas area and be responsive to the communities we serve.

Community Development Mission Statement
As a credit union dedicated to community development, Heart O’ Texas Federal Credit Union purposefully directs its services to improving the social and economical conditions of underserved people, who lack adequate access to capital and financial services, and to residents of economically distressed communities.

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