Our branches will be closed Monday, October 12th in observance of Columbus Day. | LOBBIES NOW OPEN!!! |   CLICK HERE for the most recent updates related to our credit union and the COVID-19 pandemic.
Please Note: Our members have been receiving calls from someone stating they are with Heart O’ Texas fraud department” or “Heart O’ Texas Federal Credit Union or Bank” asking them to withdraw a large amount of money and have it put on a game card, or Visa/Mastercard. At times fraudsters are asking our members for full social security number, and DOB, previous addresses or old vehicles owned in the past or act as though they already have their information. They are also being tracked when on the phone. We will NEVER call and ask you to withdraw money from your account and place it on a game card, gift card, pre-paid debit card or any other type of card.

About Us

Heart O' Texas Federal Credit Union has been proudly serving its members since 1956.  With 4 convenient Central Texas locations, we are dedicated to building life-long relationships with our members and within our communities, while determined to provide responsive and superior financial services.

  • ATM Card / Debit Card
  • Account Information Line, 24 Hours
  • Bank and Western Union Wires
  • Bill Payer Service
  • Boat Loans
  • Checking Accounts
  • Direct Deposit
  • Financial Counseling
  • Home Improvement and Equity Loans
  • Home Mortgage Loans
  • IRA's
  • Loan Protection Insurance
  • Mastercard / Visa
  • Money Market Accounts
  • Money Orders
  • New and Used Auto Financing
  • New Car-Dealer Cost Figures
  • Notary Public Service
  • On-Line Banking
  • Overdraft Protection
  • Payroll Deduction
  • Personal Loans
  • Saturday Drive-Thru.
  • Savings Accounts
  • Share Certificates
  • Student Loans
  • Used Car Valuation Guides
  • Travelers Checks

Need a loan? Apply Today!

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