Countdown to Christmas is here!
Personal Loans up to


Santa Special Loan

*APR as low as 7.99%. APR=Annual Percentage Rate. Rates are stated *As Low As. Rates and terms are subject to approved credit. All rates subject to change without notice.

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$200, $300, $500 or $750...


has got you covered!!!

Auto Loan Rates still
as low as

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Keep Up With Your Credit
Information For FREE With

check your credit score with credit sense

• Credit Score
• Credit Report
• Credit Alerts
and money-saving offers!


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• 24/7 Account access
• Check your account balance
• View transaction activity
• Transfer funds

Mobile Banking is here!

Who can become a member of Heart O' Texas FCU?

If you, your spouse or a family member live, work, worship, or attend school in the following counties:

  • McLennan
  • Bell
  • Coryell

Civilian, military personnel of the United States Government, and active reserve units living or working in:

  • Hill
  • Bell
  • Bosque
  • Coryell
  • Limestone
  • McLennan


We have the loan to meet your financial needs.

Auto Loans

as low as


Personal Loans

as low as

Real Estate Loans

Call us today!

Loan Rates

Auto Loans   as low as 2.40% APR

Personal Loan as low as 7.99% APR

Home Equity Loan - Call us today!

Home Re-Fi - Call us today!

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Savings Rates

Savings       .01% APY

Checking      .01% APY

Christmas Club   .01% APY

Junior Executive Savings  .01% APY

Safe Asset Management .01% - .05% APY

Certificates of Deposits & IRA(s)   .51% - 1.26% APY

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