Lobbies are now open!  CLICK HERE for the most recent updates related to our credit union and COVID-19

HOTFCU Sallie Mae Student Loans
HOTFCU Waco & Killeen Texas Low Interest Holiday Loans
HOTFCU Waco & Killeen Tell Your Car Payment to Hit The Road Auto Loans
HOTFCU Waco Texas Visa Rewards & Secured Credit Cards - Learn More!
HOTFCU Waco Texas Skip-A-Pay Extra Cash for the Holidays
Sallie Mae Student Loans
Holiday Loans
Hit The Road - Auto Loans
Visa Rewards & Secured Credit Cards
Skip-A-Pay
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Who can become a member of Heart O' Texas FCU?

If you, your spouse or a family member live, work, worship, or attend school in the following counties:

  • McLennan
  • Bell
  • Coryell

Civilian, military personnel of the United States Government, and active reserve units living or working in:

  • Hill
  • Bell
  • Bosque
  • Coryell
  • Limestone
  • McLennan

Loans

We have the loan to meet your financial needs.

Auto Loans

as low as
1.45%

APR

Personal Loans

as low as
7.99%
APR

Real Estate Loans

Call us today!

Loan Rates

Auto Loans   as low as 1.80% APR

Personal Loan as low as 7.99% APR

Home Equity Loan - Call us today!

Home Re-Fi - Call us today!

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Savings Rates

Savings       .01% APY

Checking      .01% APY

Christmas Club   .01% APY

Junior Executive Savings  .01% APY

Safe Asset Management .01% - .05% APY

Certificates of Deposits & IRA(s)   .51% - 1.26% APY

Take our poll:

Title Loans

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