CLICK HERE for the most recent updates related to our credit union and the COVID-19 pandemic.
Please Note: Our members have been receiving calls from someone stating they are with Heart O’ Texas fraud department” or “Heart O’ Texas Federal Credit Union or Bank” asking them to withdraw a large amount of money and have it put on a game card, or Visa/Mastercard. At times fraudsters are asking our members for full social security number, and DOB, previous addresses or old vehicles owned in the past or act as though they already have their information. They are also being tracked when on the phone. We will NEVER call and ask you to withdraw money from your account and place it on a game card, gift card, pre-paid debit card or any other type of card.

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Who can become a member of Heart O' Texas FCU?

If you, your spouse or a family member live, work, worship, or attend school in the following counties:

  • McLennan
  • Bell
  • Coryell

Civilian, military personnel of the United States Government, and active reserve units living or working in:

  • Hill
  • Bell
  • Bosque
  • Coryell
  • Limestone
  • McLennan

Loans

We have the loan to meet your financial needs.

Auto Loans

as low as
1.80%

APR

Personal Loans

as low as
7.99%
APR

Real Estate Loans

Call us today!

Loan Rates

Auto Loans   as low as 1.80% APR

Personal Loan as low as 7.99% APR

Home Equity Loan - Call us today!

Home Re-Fi - Call us today!

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Savings Rates

Savings       .01% APY

Checking      .01% APY

Christmas Club   .01% APY

Junior Executive Savings  .01% APY

Safe Asset Management .01% - .05% APY

Certificates of Deposits & IRA(s)   .51% - 1.26% APY

Take our poll:

Title Loans

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