Auto Loan Rates still
as low as

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$200, $300, $500 or $750...


has got you covered!!!

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Keep Up With Your Credit
Information For FREE With

check your credit score with credit sense

• Credit Score
• Credit Report
• Credit Alerts
and money-saving offers!


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• 24/7 Account access
• Check your account balance
• View transaction activity
• Transfer funds

Mobile Banking is here!
HOTFCU Conversion Upgrade

We will be closed May 1st to
complete our system upgrade.

System Upgrade

Who can become a member of Heart O' Texas FCU?

If you, your spouse or a family member live, work, worship, or attend school in the following counties:

  • McLennan
  • Bell
  • Coryell

Civilian, military personnel of the United States Government, and active reserve units living or working in:

  • Hill
  • Bell
  • Bosque
  • Coryell
  • Limestone
  • McLennan


We have the loan to meet your financial needs.

Auto Loans

as low as


Personal Loans

as low as

Real Estate Loans

Call us today!

Loan Rates

Auto Loans   as low as 2.70% APR

Personal Loan as low as 7.99% APR

Home Equity Loan - Call us today!

Home Re-Fi - Call us today!

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Savings Rates

Savings       .01% APY

Checking      .01% APY

Christmas Club   .01% APY

Junior Executive Savings  .01% APY

Safe Asset Management .01% - .05% APY

Certificates of Deposits & IRA(s)   .51% - 1.26% APY

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