Lobbies Closed. Appointments available.     l     CLICK HERE for the most recent updates related to our credit union and the COVID-19 pandemic.
MEMBER VERIFICATION AUDIT - STARTING JUNE 30, 2020     l     CLICK HERE for Audit Notice.

If you have a loan with Heart O' Texas FCU and have lost your job or have been temporarily laid-off due to the COVID-19 pandemic, please contact your local loan officer today for assistance.

COURTESY PAY

BILLS DUE . . .
OVERWHELMED & STRESSED ?

CAN
HELP !

IN OVERDRAFT
PROTECTION

UP TO

$300

FAST & EASY

APPLYING FOR A LOAN IS

AUTO LOAN

RATES STILL AS LOW AS

1.80%

*APR

*APR as low as 1.80%. APR = Annual percentage Rate. Rates are stated “As Low As.” Rates and terms subject to approved credit. All rates subject to change without notice.

2020 ANNUAL MEETING POSTPONED

THINKING ABOUT BUYING ?

15 YEAR | 20 YEAR | 30 YEAR-TERMS

FLEXIBLE RATES & FIXED TERMS

SEE US FIRST !

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Who can become a member of Heart O' Texas FCU?

If you, your spouse or a family member live, work, worship, or attend school in the following counties:

  • McLennan
  • Bell
  • Coryell

Civilian, military personnel of the United States Government, and active reserve units living or working in:

  • Hill
  • Bell
  • Bosque
  • Coryell
  • Limestone
  • McLennan

Loans

We have the loan to meet your financial needs.

Auto Loans

as low as
1.80%

APR

Personal Loans

as low as
7.99%
APR

Real Estate Loans

Call us today!

Loan Rates

Auto Loans   as low as 1.80% APR

Personal Loan as low as 7.99% APR

Home Equity Loan - Call us today!

Home Re-Fi - Call us today!

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Savings Rates

Savings       .01% APY

Checking      .01% APY

Christmas Club   .01% APY

Junior Executive Savings  .01% APY

Safe Asset Management .01% - .05% APY

Certificates of Deposits & IRA(s)   .51% - 1.26% APY

Take our poll:

Title Loans

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