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• Mortgage Loans • Home Equity Loans • Refinance • Land Loans•

Home Sweet Loan

Dream it, own it!

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• 24/7 Account access
• Check your account balance
• View transaction activity
• Transfer funds

Mobile Banking is here!
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When In Doubt, Count on Courtesy Pay to Help You Out

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Let us Help You Plan For Life...

Apply for an Auto, Real Estate, or Personal Loan Today!

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Who can become a member of Heart O' Texas FCU?

If you, your spouse or a family member live, work, worship, or attend school in the following counties:

  • McLennan
  • Bell
  • Coryell

Civilian, military personnel of the United States Government, and active reserve units living or working in:

  • Hill
  • Bell
  • Bosque
  • Coryell
  • Limestone
  • McLennan

Loans

Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is an HOTFCU loan that will meet your needs.

Car Loans

as low as
2.15%
APR

Personal Loans

as low as
7.99%
APR

Real Estate Loans

Call us today!

Loan Rates

Auto Loans   as low as 2.15% APR

Personal Loan as low as 7.99% APR

Home Equity Loan - Call us today!

Home Re-Fi - Call us today!

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Savings Rates

Savings       .01% APY

Checking      .01% APY

Christmas Club   .05% APY

Junior Executive Savings  .01% APY

Safe Asset Management .01% - .10% APY

Certificates of Deposits & IRA(s)   .035% - 1.51% APY

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Are you using our mobile banking app?