Welcome to Heart O' Texas Federal Credit Union!!!    ~    Click Here for Online Loan Payments!

HOTFCU Waco Texas  Holiday Closure Notice
HOTFCU Waco Texas Auto Loans .73% APR
HOTFCU Waco & Killeen Low Interest Personal Loans
HOTFCU Sallie Mae Student Loans
HOTFCU Sallie Mae Student Loans
Holiday Closure Notice
New Year New Home Loans
Personal Loans
18 Month Step Up Certifcade
Sallie Mae Student Loans
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Who can become a member of Heart O' Texas FCU?

If you, your spouse or a family member live, work, worship, or attend school in the following counties:

  • McLennan
  • Bell
  • Coryell

Civilian, military personnel of the United States Government, and active reserve units living or working in:

  • Hill
  • Bell
  • Bosque
  • Coryell
  • Limestone
  • McLennan

Loans

We have the loan to meet your financial needs.

Auto Loans

as low as
1.75%

APR

Personal Loans

as low as
7.99%
APR

Real Estate Loans

Call us today!

Loan Rates

Auto Loans as low as 1.75% APR

Personal Loan as low as 7.99% APR

Home Equity Loan - Call us today!

Home Re-Fi - Call us today!

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Savings Rates

Savings          .55% - 1.51% APY

Checking          .01% APY

Christmas Club          .01% APY

Junior Executive Savings          .01% APY

Safe Asset Management          .01% - .05% APY

Certificates of Deposits          .55% - 1.51% APY

Take our poll:

Title Loans

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